Business Owner Solutions
You have put in the sweat equity and resources to build your business. As a Business Owner, your efforts encompass a significant part of the success or failure of your business. To protect your business, business assets, key people, business property, and operations of your business you need a comprehensive suite of Commercial Insurance solutions that address your key needs.
There are multiple different types of commercial insurance, which can help protect specific incidents or risks you may face in your company or industry as a whole. Some (but not all) of these include:
Fidelity bonds: Reimbursement if an employee steals from the business.
Worker’s compensation insurance: Reimbursement for medical bills for injuries received at the workplace.
Surety Bonds: In finance, a surety, surety bond, or guaranty involves a promise by one party to assume responsibility for the debt obligation of a borrower if that borrower defaults.
Errors and omissions insurance (E&O): Protects against legal fees for mistakes or oversights made against a client. For example, if your IT business codes a faulty computer and the client sues, you will be covered.
General liability insurance: Protects legal liabilities for anyone not employed at your business. In other words, if someone is injured or causes property damage and your business is at fault, you’re covered. Examples are below:
- Workers Comp Liability
- Commercial Auto (Fleet) Insurance
- Commercial Property
- Flood Insurance
- Commercial Umbrella
- Fidelity Bonds
Health Insurance- helps pay for medical expenses. It is a contract between an insurance company and an individual business owner or a group of individuals(i.e., employees), where the insurance company agrees to pay for some or all of the covered medical expenses in exchange for a monthly premium
Contact Us Today – 770-213-5171
Stephen Dufour
Owner, Magnolia Insurance Agency
Office: 770-213-5171
Fax: 770-338-6932
Email: info@magnoliainsuranceagency.com